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Understanding Your Health Insurance Options

Health insurance is a critical to helping you control your health care costs. You pay health care companies a premium – a set amount of money each month - and you get benefits to pay for your eligible health care expenses. This can include regular doctor checkups or injuries to treatment for long-term illnesses.

Although it’s called individual health insurance, you can also find plans to cover your family.  You can purchase individual health insurance through us, which is called OFF the Exchange (no Premium Assistance, pay the quoted price you see on our website). Or, you can also seek Premium Assistance  through Covered California or Health Insurance Marketplace on your own. For this Individual & Family plan market, we can only help you work through your options OFF the Exchange. 

We all know how expensive health care can be. That’s why it is so important to have health insurance so you’re prepared for when you or your family have medical needs. With health insurance you can

  • Prepare for the unexpected.
  • Access preventive care services – like checkups, which are covered at 100%.